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Bikemandu.com
Insurance
OVERVIEW

Insurance is optional to buy. However, we encourage you to insure for peace of mind and protection against potential liabilities. In Nepal, not many motor traffic have proper Insurance coverage. So, the solution is to ride extra cautiously if you do not take insurance. We suggest you to get your good travel insurance that covers you and unforeseen liabilities while riding in Nepal (i.e Third party liablity coverage)

1. Bikemandu offers an optional comprehensive insurance for a hired bike at extra cost that may be provided by Nepalese Insurance company under their terms and condition. For more info, please email to info@bikemandu.com

2. Bikemandu itself provides a hired motorbike damage insurance at extra cost that covers hire motorbike only on accidental damage/theft/lost/complete destruction situation. Non of these policies cover rider's and pillion's personal accident/sickness/injuries/death and their properties. Also, Policies 1.0 - 1.3 do not cover third party and their properties at any circumstances. 

3. Our motorbike damage Insurance Policies 1.4 automatically provides Third Party Insurance Coverage on top of motorbike damages coverage in circumstances if you pay premium for more than two weeks. Conditions apply as per our insurance provider! Third Party Coverage will not apply to group over size of 4.
 
4. Incase, there is accident due to third party's error and your hire bike get damaged, you must claim compensation with third party or their insurance providers (if they have one). It is a Nepali way! You must pay Bikemandu for the damaged parts as per purchased policy before departing Nepal. 

5. In any circumstances, when there is damage/theft/lost/complete destruction to hired bike, You must pay Bikemandu (the agreed sum of money) as per purchased policy before departing Nepal. 

 6. Our insurance requires that rider is competitive at riding and possesses a valid Nepali or your country's motorbike license, which you have to show when you pick up a bike. We reserve the right not to sell our any insurance policies to non eligible.

Our Insurance Policies
1.0 Excess of $1000 ---------------( Max you pay is $1000 on accidental bike damages and 50% of cost of the bike on theft/lost/complete destruction situation, rest will cover by insurance)
$7.5/Day          5%Off/Week+          10% Off/14 Days+         30% Off/Month

1.1 Excess of $750 --------------( Max you pay is $750 on accidental bike damages and 40% of cost of the bike on theft/lost/complete destruction situation, rest will cover by insurance)
$10/Day          5% Off/Week+          10% Off/14 Days +       30% Off/Month

1.2 Excess of $350 --------------( Max you pay is $350 on accidental bike damages and 40% of cost of the bike on theft/lost/complete destruction situation, rest will cover by insurance)
$15.00/Day          5% Off/Week+          10% Off/14 Days +       30% Off/Month   
       
1.3 Waiver (Partly Nil Excess) --------( You pay nothing on accidental bike damages but 30% of cost of the bike on theft/lost/complete destruction situation) 
$20/Day (Note: Minimum Hire of 8 days require to be eligible for policy 1.3, otherwise premium will be quoted above the standard price)
          

1.4 Waiver (Nil Excess)--------( You pay nothing at accidental bike damages, theft, lost and destruction)
$40/Day  (Note: We reserve the right to increase this premium according to hire period, our risk management & also not to sell policy 1.4 to any one in some circumstances that will not be disclosed)


CONDITIONS:
A. The above insurance policies are applicable to Royal Enfield motorbikes only. These policies are only applicable in Nepal. 
B. Policies 1.0 - 1.3 do not cover recovery, any intentional causes like damages to the bike, theft/lost/complete destruction, personal injury/life/properties & third parties. 
C. Policy 1.4 also does not cover recovery, intentional damages to bikes and personal injuries/life/their properties.
D. Policy 1.4 covers Third Party only if you buy policy 1.4 for two weeks & over, however, it will not be applicable to group over size of 4. 
These policies may be changed without prior notice to customers!